ROPO Effect

What is the role of the Internet for buying decisions by potential customers? Munich. September 26, 2012. Research buyers via the Internet before they draw a fund? “On this issue the Deutsche Bank in the framework has delivered now fortunately a clear answer their”ROPO study””, explains Alexander Khayat, Board the tapir AG. Google talks about 56 percent of Internet users on average there are 56 percent of Internet users who do online research before making a purchase. Interestingly, there are even more at financial products. In the two-year-old German Bank study is about 60 percent of Internet users. You make smart before a decision to buy on the Internet, compare products and get opinions.

A recent survey of emission House… …zeigt even, that 66 percent of all artist prior to the completion of the closed-end funds on the Internet have been researched. The Internet is underestimated especially when issuers, since they receive their drawing tickets mostly consultants, who have no own website or little visibility in the search engines have. ROPO says that! ROPO – research online purchase offline obviously searches in 66 per cent of all cases in the Internet opinions and facts about financial products, while only 10 percent in the Internet, the statements will be held. The typical customer looking for proximity to a consultant of his confidence remains, would like to assure themselves but also online, that the recommendation is good. To visit customers on average three websites and crawl up to 18 pages in.

Found the pages become more and more through Google search engines and especially Google with a 95 percent market share, used more and more often, to find quality comparisons and opinions about financial products. A customer comes here on positive opinions and articles, this strengthens the purchasing decision. Prominent placement on comparison sites inevitably leads to a higher completion rate for the financial product. Currently, the cards with the issuers are still not distributed! Actually are already working multiple issuers on a dominant Internet strategy, improve Usability of their sites, invest in search engine optimization (SEO) and search engine marketing (SEA), as well as in display advertising and sophisticated quality strategies. The benefit is enormous, but absolute terms – as studies show -, this seems to be – at least, still an insider tip regarding the landscape of closed-end funds. Let’s see, how long… For more information,

Alexander Meyer

This is in stark contrast to the reality. There is not a functioning secondary market for shares in closed-end funds. A sale of such funds is not and if possible only under considerable financial smears. This fact must be stated according to the case-law of the Bundesgerichtshof expressly. No evidence of missing income security as a result of fluctuating Charter rates: For our clients the economic imbalance of the Fund stunned. The background is that the freight rates for all types of vessels as of mid-2008 due to the global economic crisis, but also due to the massive overcapacity in shipping tonnage slumped massively. Our clients in the consulting were not pointed out the risk resulting from cyclical fluctuating Charter rates for the ships of the Fund. These are just a few points, which in our experience wrong was discussed.

Many more points, you also would have advised must be, can we like to clarify with you in personal contact. For investors of the MPC Fund MS “Rio Stora”, we see basically good opportunities to enforce claims for compensation against their advisors or the founding shareholders of the Fund against this background. Limitation of damages is in danger at the end of the year 2012, many claims for damages by ship fund investors threaten to become time-barred. Background is that were numerous ship Fund suspended distributions in 2009 for the first time, renovation concepts developed and prompted investors to variation or renovation posts. As a result the investors announced that it by no means is a ship funds as safe and risk-free participation, which she was depicted as them in the consultation. This knowledge is any way the run of three-year limitation periods underway, which hamper the enforcement of claims for damages after 2012 or make it impossible. More information about the limitation of Claims for closed-end funds you can find here: Office /… Do you have questions to your Fund’s contribution to the “Rio Stora” MPC Fund MS? You want to know whether what your chances are to enforce claims for compensation? Call me, I will gladly help you. Nittel Firm specializing in banking law and capital market law your contact Alexander Meyer, lawyer Heidelberg: Hans-Bockler-Strasse 2 A, 69115 Heidelberg phone: 06221 915770 Fax: 06221 9157729 Munich: residential street 25, 80333 Munich Tel.: 089 25549850 Fax: 089 25549855 Hamburg: Dorpfeldstrasse 6, 22609 Hamburg Tel.: 040 53799042 Fax: 040 53799043 Berlin: Roth first breed 19, 10245 Berlin Tel: 030 95999280 Fax: 030 95999279

Publity

Support qualified and transparent financial advisory services with effect from November 1, 2012 the publity AG joined the Association of independent financial services companies in Europe e. V. (vote) as a supporting member. As advocacy of pan-European financial services companies, vote was established on 15 March 1995 in Hamburg. In addition to the leaders of the independent all financial companies and other reputable distributors relevant product donor companies for independent insurance and investment advice the AXA Konzern AG, the Dr. Klein & co.

AG, the generali Versicherung AG, MLP Finanzdienstleistungen AG, and the Nurnberger Lebensversicherung AG. vote members include, so for example the Allianz Global Investors Kapitalanlagegesellschaft mbH, The Member companies vote represent more than 80,000 financial service providers. You have an economic significance should not be underestimated, especially in times, where traditional banks its economic tasks no longer 100 percent can meet. As a supporting Member, we want to best support vote in its objective, to improve the transparency and the quality of financial advice, because this is our own goal,”explains Thomas Olek, CEO of publity AG. As master servicer in the German market of non-performing loans (NPLs) and issuer of NPL performance fund the publity AG day partner companies from financial consulting cooperates with. Many of the more than 800 distributors of publity AG are already members to vote and advice at a high level. It was only logical to join international bankers Forum in addition to our commitment and others at the Bank Association, the Federal Association for credit purchases and servicing (BKS) and which also vote.

“Because we are convinced: achievement and success come from long-term commitment and high quality awareness,” as Thomas Olek continue. VOTE advocates the creation of uniform training standards and the clear definition of the profession of financial institutions. In the way a voluntary commitment the vote members have imposed on other standards.

Anlegevolumen Account

The “all inclusive” deposit account: no Depot and order fees, reimbursement of all open and hidden bank commissions and an honorary advisors personal contact. Heath (holst). Millions of private investors have a deposit account for their securities at German banks. What it is in the course of the fiscal year on Depot and order fees, known to most investors. But few are likely to know how much are the annual commissions who conceded their bank of different system providers for the provision of securities.

Transparency is different”, criticized Robert Marc Mennenoh, Managing Director of Honoratis property Office on Heath, this practice of banks. Many investors is not clear that these sums taken from, for example, every year out of its mutual funds, reducing the yield”Mennenoh, even banker and specialist for financial advice, considers this practice unfair. He fights as a member in the Composite of German honorary consultant”for more transparency in the financial advisory services. “Completely omitted should his opinion on commissions: you are not a basis for a customer-oriented consultation.” “On the contrary: who gets commissions, always also works in their own right.” In addition to his demand to concrete agreements in the financial advisory services Mennenoh advocates the refund of incurred acquisition and stock commissions to the fullest extent. Looking for a bank that meets these requirements, the Honoratis property Office has now found a strong partner with the Augsburger Aktienbank AG. The all inclusive “-deposit account, which can be set over us at the Swabian bench, relies on absolute transparency”, Robert-Marc Mennenoh promises: the depot owner pays no Depot and order fees, excluding third-party charges and foreign currency transactions, and he all acquisition and stock commissions of the Bank Gets unabated refunded. This brings one depending on the securities annual savings of more than 7 percent.” Novelty of the all inclusive “deposit account: Honoratis is the depot owners in addition to a monthly all in” fee of only 0.07% (excl.

VAT and calculated on the Anlegevolumen from 25.000,-EUR) at any time with the technical support of its securities by telephone to the page. In addition, more extensive discussions, analyses and planning and monitoring of individual asset strategies for depositors are simply and directly available on a fee basis. To sell dubious financial products, there is no unsolicited calls, with us”, as Robert Marc Mennenoh. We are consultants and no seller.” Learn more about the all-inclusive “deposit account as well as documents relating to the opening of the depot can be found under. Here, investors can query free of charge also your pro vision er equipment. Honoratis – the investment firm headquartered in Heide (Holstein) is advising nationally. The investment advice is here exclusively on Fee basis provided. Our clients are cared for by a personal honorary advisors can sustainably. We are convinced that dependence on commissions to advisers with independent advice are incompatible. Our clients specifically want a consultation at eye level. For the reason, we have consistently abolished all commissions: in the consultation and for the deposit account. Press contact: Robert-Marc Mennenoh CEO Honoratis asset Office UG (haftungsbeschrankt) long dam 47 25746 Heide phone 0481 / 120 8 50 50 fax 0481 / 855 3 90 15 email Internet